[...] 2. You have extra money sitting around to invest. If you can get a better INFLATION-ADJUSTED AFTER-TAX GUARANTEED RATE OF RETURN that is higher than your current mortgage interest rate, then that is where you should invest. However, I have yet to find such an investment. Paying off your mortgage early gives you a GUARANTEED rate of return equal to the mortgage interest rate for the remaining term of the mortgage. Even when adjusting for inflation, paying off your mortgage will yield a higher return than investing in the stock market. [...]

[...] in Editorial, Personal Improvement, Self-Sufficiency, by Country Survival I have shown how stocks are a horrible investment, how investing in gold is a bad decision, and how real estate can not be considered an [...]

[...] 1, 2008, in Editorial, Personal Finance, by Country Survival I recently posted an article busting the myth that the stock market increase 12% per year. In fact, its return is between 1% to 2% per year when adjusted for inflation. I also showed [...]

[...] DJIA (Dow Jones) Adjusted for Inflation CFL Energy Saving Light Bulbs [...]

[...] During the past 8 years, the stock market has declined in value and has had a negative return (see Dow Jones Inflation Adjusted). The drawback on paying extra on your mortgage is that you have no access to that equity unless [...]